📢 EFKA Social Security Contribution Increases from 1.1.2026

According to Circular A.15/1865, e-EFKA announced the new social security contributions that apply from 1 January 2026 for freelancers, self-employed professionals and farmers.

The change is due to the increase of the maximum insurable earnings ceiling, which is set at:

  • €7,562.62 for 2025
  • €7,761.14 for 2026
  • Increase: +2.63%

⚠️ This adjustment affects all insurance categories.

💡Freelancers & Self-Employed – New Monthly Amounts

Category2025 (€)2026 (€)
1st244,65250,77
2nd293,59300,93
3rd351,84360,53
4th422,90433,47
5th506,78519,45
6th659,39675,78
Special146,79150,46

(Includes: Main pension + Healthcare in cash + Healthcare in kind)

🚜 Farmers (former OGA) – Main Pension Contributions

Category2025 (€)2026 (€)
1st106,02108,67
2nd128,15131,35
3rd161,94165,99
4th203,88208,98
5th253,98260,33
6th343,69352,28

🚑 Healthcare Contributions – New Monthly Amounts

Freelancers / Self-Employed

CategoryHealthcare (cash) 2026 (€)Healthcare (in kind) 2026 (€)
1st5,9759,71
2nd7,1671,65
3rd7,1671,65
4th7,1671,65
5th7,1671,65
6th7,1671,65
Special3,5835,82

Farmers (former OGA)

CategoryHealthcare (cash) 2026 (€)Healthcare (in kind) 2026 (€)
1st3,5834,63
2nd3,5841,79
3rd3,5841,79
4th3,5841,79
5th3,5841,79
6th3,5841,79

🔎Lump-Sum Benefit (Pronoia) & Supplementary Pension Contributions

Lump-Sum Benefit (Pronoia) Contributions

Category2025 (€)2026 (€)
1st30,2931,05
2nd36,1237,02
3rd43,1044,18

Supplementary Pension Contributions

Category2025 (€)2026 (€)
1st45,4346,57
2nd54,7656,13
3rd65,2566,88

🚨 What this increase means in practice

  • Monthly increase of €6 – €16 for freelancers
  • Monthly increase of €2 – €9 for farmers
  • Higher burden for those subject to supplementary & lump sum insurance
  • The increase is applied automatically by EFKA

⏰Effective Date

The above increased amounts apply from 1 January 2026.

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